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The Norfolk Broads Forum / Broads Boat Owners Q & A / boat insurance
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Posted By Discussion Topic: boat insurance

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Steve51
May-02-2018 @ 8:36 PM                           Permalink
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Mardles sometimes
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Bill, I was simply reiterating what the OP had requested. A recommendation for an insurance company that didn't require a survey.

Steve. CM1 and NR12

tc99
May-02-2018 @ 8:49 PM                           Permalink
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Knows that Roys is in Hoveton
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Thought it was a simple request.One of my objections in what I consider an unnecessary expense is the fact you can’t pass it on to a potential buyer to use for insurance they have to get thier own and the broads authority request a minimum of third party insurance.I think anyone buying a boat should have a survey but I don’t think you need one every time an insurance broker or company request one and I think a boatyard that you use for your regular service etc should be able to supply the necessary info.

billmaxted
May-02-2018 @ 10:15 PM                           Permalink
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I don’t think you could expect that your home yard, who, maybe has or has not, done the work on your boat could be ‘independent’ any more than an unregistrated MOT would be valid. No you cannot pass a survey and even if you could be would be meaningless because neither you nor your insurer would have any recourse against the surveyor. I realize that you can buy an old car or motor-home without any safeguard other than a current MOT if you want to risk it, but would suggest that a boat is more akin to a house and surveys really are necessary fact of life.  I really do think it would be a grave mistake if this Forum could be seen to be suggesting that surveys were an expendable luxury.  To be of any value they must be fairly recent, so frankly if an insurer asked for an up-to-date one personally, I, would be far more comfortable than with one who shows no or little interest.  I would suspect that the latter’s claims manager is a hard nut to crack

Bill...(The Ancient Mardler)

Dilligaf
May-03-2018 @ 9:19 AM                           Permalink
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When I sold my last boat the insurer (GJW)were happy to accept the same survey for the new owners if they went with them, they require a survey every 7 years and mine wasn't due for another 2 years so the new owners were happy to go with them.

Dave.
Formerly 'LeoMagill'

Still-Cruising
May-03-2018 @ 9:28 AM                           Permalink
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Just as a post script to my previous post about Euromarine. We have been with them for some years and at the time they did not want a survey on the Seamaster only a copy of the BSS I have just renewed (fully comp) with them and this continues to be the case. It is possible that their T&C’s have changed for new business. Last December  when I enquired about insuring a 1960’s built boat they did want a survey and told me that t was because of the age, that said the survey did not have to be new, preferably within the last five years.

We did not have a survey on our Seamaster  when we bought it but did have it lifted and looked at it myself with the aid of a check list from a friend who at the time was a surveyor. Two things came to light one serious and one not so serious. Although the two problems were on his list I would have found them just using common sense, we have now had the boat nine years . If I was buying a wooden boat then I would have a survey.

Typo Edit

Best Regards

Bob

PO20 But NR12 as much as possible.



This message was edited by Still-Cruising on May-3-18 @ 9:30 AM

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