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Discussion Topic: Completely puzzled
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SarahB |
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Hi, new to the site (well newish anyways, been reading a lot of very helpful info!)
Anyways, I’m Sarah, me and the other half have looked at a boat at the weekend and we love it, have offered him the money and just awaiting a response. We are complete newbies to the boating world and there is a lot of conflicting advice out there!
Main issue is we are worried about being screwed over by a dodgy geezer ( excuse the London lingo) I guess our question is…. How do we buy a boat? It’s not like buying a car at all, so would like to learn from some experienced people. I’ve got a bill of sale printed off, but as far as I’m aware we cannot just take the boat without being insured amongst other things. We have a mooring semi-booked in out on broad, so did one thing right!
Any help would be amazing! Cheers, Sarah
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ruby |
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Hi Sarah.
No strict rules but it is advisable to check seller has title to boat as in his own purchase receipt and you have his accurate contact details that can be checked eg home address and landline.
He should hand over evidence of toll being paid and current BSS. Even though records are on line it is reassuring if he has the printed copies.
You are right you need insurance as soon as you take over the boat, particularly relevant if you are towing it away on purchase.
Need to remember it is buyer beware so you will have no comeback on private sale. Therefore check engine runs without overheating and goes easily into forward and reverse gear. DONOT take sellers word.
Most genuine sellers of outboard boats will happily find a dustbin to test all is OK. Inboard engines should always have a test run on the water before money changes hands.
If you are certain make sure your reserved mooring is still available before you part with money.
I think you can just tell the BA that you are the new owners.
Good luck
Graham
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L'sBelles |
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You could suggest to the seller you would like an out of the water survey done. If he runs a mile it's probably best you do the same in the opposite direction!
If he says "of course" chances are there should only be minor issues with the boat. All boats have some issues just ask the owners!
As Graham says, the main thing is to make sure the "seller" is actually entitled to sell it to you.
Don't be afraid to ask for further advice on here. There's no such thing as a silly question! You've gone about things in a methodical way by the sounds of it. So many buy a boat and then run around like headless chickens because they cannot find anywhere to moor it!
Do also be aware that as well as insurance our dear old friends at the BA tolls office will be on your back as soon as they are notified of your purchase and the boat has to have a valid toll to be in the water under your ownership.
What sort of boat are you thinking of as a matter of interest?
This message was edited by L'sBelles on Jan-20-23 @ 12:34 AM
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Steve51 |
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Mardles sometimes
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Hi Sarah and welcome to the forum. I've bought and sold a number of boats over the years and I would never buy a boat without having a river trial. This will often show up any major mechanical problems but also allow you to make sure you are comfortable with the handling of the boat.
You should agree to the purchase 'subject to a river trial' and it would be quite reasonable for the vendor to ask for a deposit, which should be returnable if the boat is in any way unsuitable.
At the moment a lot of boats with inboard engines are winterised, however if the vendor is serious about selling he should be able allow a trial.
Don't forget, if the boat doesn't have a toll (river tax) it will need to be tolled even if it's on your mooring.
Without telling us the name of the boat, what make and model are you buying? Members here may be able to offer pointers, things to look out for.
Enjoy your boating!
Edited to add; you can check if a boat is tolled on this link. https://www.broads-authority.gov.uk/boating/owning-a-boat/tolls/annual-toll/annual-toll-check
Steve. CM1 and NR12
This message was edited by Steve51 on Jan-21-23 @ 10:36 AM
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Dzign |
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Most people think that buying a boat is more like buying a house than a car
L
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BOATERS |
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Hi Sara,we sold this time last year ,a private sale that for us went very well ..my main worry was the money which was transferred to:our bank before the boat was handed over The advise would be buyer beware,but it is a great past time and we had 30 plus happy years boating ENJOY
Roy and Diane
Hope to see you on the river,
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Cocklegat |
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When you buy a boat you need to understand what expenses go along with owning a boat. This is the consideration of the costs other than the initial price of the boat.
Already mentioned are insurance and tolls. Where will you keep the boat in the summer and winter and what cost for both summer and winter, that is winter storage and moorings. Winter storage might be required to be inside a boat shed if the boat is wood, rather than hard standing for a glass fibre craft.
How about maintenance?
There is a big difference between the cost depending on what kind of boat it is. An old classic broads cruiser or sailing boat may require large costs to maintain, where as a small modern glass fibre craft which can be transported on a trailer and kept at home in the winter would be far less.
It is complicated but all part of the learning process. In general boats that are in good condition and are maintained well, will keep there value, where as boats in poor condition which are then not looked after will lose their value very quickly.
The joys of owning a boat are great. It was once said that buying a boat is the happiest moment, as is selling one.
This message was edited by Cocklegat on Jan-21-23 @ 12:24 PM
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MandA |
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Out of water survey no if,s no but,s.
Adrian.
MandA
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annville |
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Hi Sarah Are you sure that this is the boat for you? many people buy a cheaper/lower end boat then find that after a year its to small, to dated, its difficult to move around/climb on and of at low/high tide. Then they sell it and get the one that they need, i.e. a shower that they fit in, a toilet that's big enough and has the right flush, a bed that's long enough to stretch out on etc etc. Have you had any experience of boating if not I suggest you hire one that is similar to the one you think is for you. Next DO NOT GET A WOODEN boat unless you you have funds to up keep it, or you are good at DIY, they look very nice but take a lot of TLC maintenance .Next after a sail/road test get a survay of the complete boat. then if happy with price and outcome buy it. you need insurance from the moment you pay/take control of it. At some point you will have to inform the BA of your details and then toll it in March. Unless you need a project it is cheaper in the long run to pay more for a high spec/good condition boat then buy a cheaper one that needs a lot of tlc. John
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billmaxted |
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MAY I TAKE THINGS ONE STEP FURTHER? If/when you buy a boat it is quite likely that there is at least one thing you are not altogether happy about. Do NOT be tempted to remedy the "fault" straight away. Get used to using it maybe for a whole season before acting. It's surprising how with experience your ideas may change. Equally if the problem is not solvable at least you have not laid out unnecessary expense.
Bill...(The Ancient Mardler)
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Jan-18-2023 @ 12:05 AM
